You can view and manage your student loan(s) in just a few easy steps. Among them are 24/7 account monitoring and SSN alerts. Plus, Discover … The Discover it® Student Cash Back is a rare beast among student cards, offering generous cash-back rewards with an annual fee of $0. Some credit card companies also offer introductory APR periods. My current card portfolio: American Express Cash Magnet - $15,000 CL. After that, the interest rate will be 12.99% - 21.99% Variable APR depending on your creditworthiness. But if you're studying overseas, it's not a great choice. After applying for the Discover Student credit card through their site, representatives from the company will call you to verify your application. … The Discover it® chrome, Discover it® Secured and Discover it® Student chrome cards offer 2% back at restaurants and at gas stations, subject to a … The bottom line: Discover Bank, known primarily for its credit cards business, launched Discover Student Loans in 2007. Remember, you must enroll in the category each quarter to get the … Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on April 1, 2020 from published websites and is believed to be accurate, but not guaranteed. Like the Discover it chrome, this card is perfect for gas stations and restaurants, with 2% back on those categories up to $1,000 a quarter (then 1%), then a cash back match at the end of your first year as a new cardholder. There’s also a “Freeze It” feature which allows cardholders to lock the account if the card is lost or stolen. The card details on this page have not been reviewed or provided by the card issuer. Student credit cards are a bit different than other first credit cards, because credit card issuers tend to give better offers to students than non-students in similar financial situations. Access important notifications and letters online. For example, students can get an unsecured card with rewards, no annual fee, and low fees overall—such a product doesn’t really exist for non-students with no credit history. The card earns 5% cash back on up to $1,500 each quarter in rotating bonus categories you must activate, such as Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal. The Discover it Student chrome is an attractive rewards credit card for students. With this card, you … It doesn’t matter if your child is in high school or in college. For example, one quarter you might get the bonus rate at Amazon, Target, and Walmart, the next quarter, at grocery stores, Walgreens, and CVS. If so, you’re likely in the market for a credit card to help you pay for the important things — coffee runs, groceries, gas fill-ups, and more. It earns up to 2% cash back and rewards can be redeemed at any time and for any amount. Manage your payments online. I have 2 HPs that aren't even a month old yet, and Discover can be touchy about that. No credit history. $500 credit limit, but I'll take it. 1 0. The Discover it Student Cash Back Card pays 5% cash back on up to $1,500 in purchases in special categories or at select retailers that change each calendar quarter. This is generally between 3 and 21 months for cards with such offers. We all know that kids and credit card can be a dangerous combination. During this period, you will not accrue any interest for whatever the specified time period is. Still planning for midterms or finals and hitting the books as a college student? Discover will periodically review your account and may offer a credit limit increase if you’ve been consistently paying on time. The Discover student card and Citibank student credit card fall in between these two, with variable APRs of 14.24–24.24% and 13.24–22.24% respectively. Overall, the Discover student card requirements aren’t too hard to satisfy. Also, you get 2 percent back on restaurant and gas station purchases each quarter (up to $1,000 of purchases), and 1 percent back on general purchases. Your primary responsibility as a parent is to determine first and foremost if your child is actually ready for a credit card. Keep in … Discover Student Card Review. The Discover it® Student chrome card gives you 2% back on the first $1,000 you spend at gas stations and restaurants each quarter with no other limitations. The largest difference between this card and the Discover it® Student Cash Back is in their rewards. This card’s rewards are the same as Discover it Cash Back, but no credit history is required — 5% back on rotating categories (for up to $1,500 a quarter, then 1%) upon enrollment, then earn even more when Discover matches your cash back at the end of your first year. With a good student card, you can start building credit in college — and, with responsible use, look forward to a seasoned credit profile by the time you graduate. The Discover student credit card limit is high compared to some cards from other issuers. INTRO OFFER: Unlimited Cashback Match – only from Discover. Earn 5% cash back in rotating categories each quarter. What are the best credit cards for a 700 credit score? The Discover It for Students Card also offers a 6-month 0% introductory APR on purchases for new cardholders. With the combined generous rewards program, intro APR on new purchases and no late fee on the first late payment, it's clear to see why this Discover student credit card is among the most popular offers for college students on the market today. And getting either of the two Discover it Student cards is an excellent way to start building your credit history. The Discover it® Student Cash Back card is a well-rounded card that offers college students enrolled in a two- or four-year college the chance … The Discover it® Student chrome is almost identical to the Student Cash Back card – except with fewer opportunities for cash back. For example, Journey Student Rewards from Capital One has a $300+ limit. The cash back rewards are generous, especially for cards designed for people with little to no credit. In addition to the $20 statement credit for good grades, it matches your cash rewards at the end of the first year. Discover it Student chrome card includes one of the most valuable rewards programs for students. The annual fee is $0. College students looking to build credit, earn cash back, and pay no annual fee should consider the Discover It Student Cash Back. Discover it for Students is a student credit card that can help your child build the foundation for a good credit history. I got a pre-approval, but got denied anyway... 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